Stripping the marketing away from three terms that get conflated daily, and what each one actually means for builders.
Cryptocurrency, blockchain, and decentralisation are three distinct ideas that overlap but are not synonyms. This piece untangles them with builder-friendly definitions and an honest take on where the marketing gets in the way of the engineering.
It's digital money that doesn't need banks. No middleman, no waiting, no permission needed. Bitcoin started it in 2009. Now there are thousands: Ethereum for smart contracts, Monero for privacy, and tons more solving specific problems.
For the first time ever, you can send money to anyone, anywhere, without asking permission from a bank.
Think of blockchain as a shared spreadsheet that everyone can see but no one can cheat. Transactions get grouped into 'blocks' and chained together. Change one? You'd have to change them all. Good luck with that.
Right now, banks control your money. Facebook controls your data. Governments control your identity. Decentralisation says: what if the network itself was the authority?
Power spreads across thousands of computers instead of one company's servers. No single point of failure. Can't be censored. Works 24/7 globally.
DeFi lets you lend and borrow without banks. Supply chains track products from factory to your door. NFTs let artists sell digital work directly. It's happening now, not someday.
Bitcoin is slow (7 transactions/second vs Visa's 24,000). It uses tons of energy. Regulations are messy. The UX still sucks for normal people.
This isn't just about digital money. It's about rethinking who controls what in our digital lives. You don't have to buy crypto, but you should understand what's changing and why.
Treat crypto-economic protocols as legitimate computer science, not finance memes. Don't ship a chain when a database will do.
Whether for a full-time role, a startup venture, or a collaborative project, I take on a select number of engagements each quarter. If you need a senior partner who holds both the architecture and the implementation in the same head, let's build something.